I … You’ll need to be 18 or over, and a UK resident. Good while it lasted, I'm off to find my scissors! You can apply for an arranged overdraft with FlexAccount at any time. 39.9% APR Representative (variable). 7 7. Our overdrafts page can help you compare our overdrafts, and find out how much one might cost. It’s a good idea to consider different types of borrowing. Some of the fees for this Nationwide FlexAccount basic account include: Unpaid item charge £15 per item. It’s free to open and use, though you do have to pay in at least £1,000 a month to get the interest. For the full list of all our current interest rates and other fees and charges please download our latest interest rates and charges leaflet (This link will open in a new window) . Note, this link will open in a new window or tab, No thanks, I would not like to take part in the website survey, latest interest rates and charges leaflet, Not sure FlexAccount is for you? NATIONWIDE has announced it will cut the interest rates on its FlexDirect current account, which currently pays five percent interest on balances up to … We've shown you the main rates and fees that most people want to know above. You can confirm our registration on the FCA's website (https://www.fca.org.uk). To find out more read the Fee Information Document. Once you have one, you can keep it until you're 23. Never had this happen before with them. You need to be 18 or over to apply for a FlexAccount. Staying in your arranged overdraft over a long period can be an expensive way to borrow. It includes all the costs of borrowing including certain account fees and promotional rates. If you live in a country that's part of the European Union (EU) or European Economic Area (EEA), you can apply for one of our current accounts. You can confirm our registration on the FCA's website (https://www.fca.org.uk). It has cost me £10 trying to get through as I need access to my money but this has been unsuccessful! You can confirm our registration on the FCA's website (https://www.fca.org.uk). Nationwide’s FlexDirect current account pays 5% interest on balances up to £2,500 for the first 12 months. Our website survey opens in a newwindow for you to complete once you'vefinished what you wanted to do. You need to be 11 to 17 to apply for a FlexOne account. Find out more about the account benefits, interest rates and charges on FlexPlus, the Nationwide current account that offers you more. is the interest rate without tax deducted. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law. Nationwide is not responsible for the content of external websites. 7. Click on button below to go to Nationwide FlexAccount account page. The money can be sent to any account in the UK from your current account. To see what charges we make for payments in other currencies and using your card abroad, see our using your cards abroad section. 7. A good way to compare the cost of our overdraft with other overdrafts or other ways of borrowing is to look at the representative APR. Based on an assumed arranged limit of £1,200 and an interest rate of 39.9% a year (variable). Nationwide Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078. Find out why we use cookies and how to manage your settings. I have just had notification from Nationwide that from 1st November it will charge 2% plus £1 for all cash withdrawals abroad from the current 1% so if you withdraw £100 worth of Rupees it will now cost £3 instead of £1. :-( Stoofer £0.01 - £9,999.99 at a Nationwide branch to new or existing payees; £0.01 - £10,000 through ATMs to existing payees only. We can give you a personalised quote and tell you whether you're likely to be accepted before you are credit scored. With FlexOne, we don't charge you anything for using your account. Answer 11 of 18: Hi all, Just wanted to clear things up in my head before we head to Orlando on June 25th :) I understand now that Nationwide now impose the Visa charge, which is 0.84% and then turning to 1% on July 1st this year. It doesn't have to be. Great Service. UK’s (and indeed the world’s) largest Building Society with branches in most parts of the UK. To help you understand the fees for this account, please read the Fee Information Document. Find out why we use cookies and how to manage your settings. Thnx for your help. Alway polite always efficient and very professional. There’s a network of branches you can access across the UK, and there’s also a phone support line. Our website survey opens in a newwindow for you to complete once you'vefinished what you wanted to do. You just need to have enough money in your account. The popular insurance, which is supplied for worldwide travel as part of the £13-a-month FlexPlus current account and European trips on standard … Just had my Flex Account blocked (aka soft hold) by Nationwide. Don’t worry, this won’t affect your credit score. You can use the faster payment service to send payments of up to £10,000 at a time. Heads-up! Future dated payments. At the moment, it also provides a fee-free overdraft of up to £250 and pays in-credit interest of 3% AER on small amounts. - Select this to show/hide the search box, menu - reveals log in & registration links for Internet Banking, - Select this link to expand/collapse product menu choices, Yes, I would like to take part in the website survey. is the interest rate after the deduction of tax. We’ll need to check before we can offer you a loan, overdraft, or credit card. You need to be 18 or over to apply for a FlexAccount, FlexDirect, FlexPlus, FlexStudent or FlexBasic account. Nationwide FlexPlus reviews come from people like you! Nationwide Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078. Helping young people take control of their money. I have a nationwide flex account cash card , is it still free withdraws in thailand of do you have to pay commission. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.Gross p.a. Pay in benefits or salary. Apple and Apple Pay are trademarks of Apple Inc., registered in the US and other countries. All rates and charges are subject to change and we may decide when to apply and waive any account charges. Most bad credit accepted. We have a credit card just for our members who hold a current account, mortgage or savings account with us. You can schedule payments to go out on a future date: if you want a future dated payment to leave your account tomorrow, it must be set it up by 10pm today I am in Cyprus for 3 months. Heads-up! Life can be complicated. Whatever’s best for you. With so many different current accounts now available, you can read these honest Nationwide FlexPlus reviews to find out what life as a Nationwide customer is really like. Also if some one has used these cards - Nationwide and the Abbey card what charges are applicable are there any hidden charges etc. APR stands for Annual Percentage Rate. Nationwide Building Society, the second-most-switched-to bank at the moment, is offering a FlexDirect account which could be right for you. *To open a FlexStudent account you must be aged 18 or over and accepted on a full time UCAS course that’s at least 2 years long. We have held our main joint account at the building society for almost 15 mostly happy years, and when Nationwide launched the new £10 a month (£120 a year) account … Hi just tried to open a flexi account online filled all the application out, and right at the end it said sorry but we can't offer you a nationwide account at the moment, stuff em View all our current accounts, More about the Financial Services Compensation Scheme. :-( Stoofer Nationwide FlexDirect account: What's changing? If you’re 11 to 17, you can open a FlexOne current account. Our FlexOne account earns you monthly interest of 0.10% AER / 0.09% gross p.a. It will depend on our view of your circumstances. This means you can earn 5% interest on up to £5,000. Internet, mobile and telephone banking. Bank Holidays - If your request falls over a bank holiday please allow an extra day, or an extra two days where there is more than one day's bank holiday. † Available on selected Apple devices only and compatible Android devices using Android 4.4 and higher. If you're 11 to 17, opening your first bank account can seem scary. To understand more about how overdrafts work see our Understanding Overdrafts Leaflet. It’s for comparing costs between different products and providers. Cash withdrawals of £500+ - Please give the branch one full working day's notice (Saturday is not a working day).We'll try to accommodate withdrawal requests up to £2,000 immediately. That’s why we’ve created FlexOne – our straightforward current account for … Nationwide FlexPlus is our long-standing top-pick packaged bank account, offering travel and mobile phone insurance plus breakdown cover for a £13 monthly fee. Nationwide is not responsible for the content of external websites. Nationwide says that to qualify, customers have to pay their monthly salary (minimum £750) into the account. We are pleased with our Nationwide Flex Account, helpful customer service and easy to use online banking. From May 1 2020, credit interest of two percent AER (1.98 percent gross) on balances of up to £1,500 for the first 12 months. That’s why we’ve created FlexOne – our straightforward current account for teenagers and young people. Good while it lasted, I'm off to find my scissors! With a simple set of overdraft fees and somewhere guaranteed for your savings, Nationwide FlexDirect pays 5% AER fixed for a year on £2,500 , which would give you a maximum £122.25 interest. cash withdrawals/card payments) 2%. Samsung Pay is available on selected Samsung devices. 7. First warning sign was yesterday when a few ATMs were rejecting the card. I have opened the flex account with Nationwide and also opened an Abbey Credit card. I usually associate it with others banks who play this trick but not with the wondercard flex account. Rejhas (0) Share on Twitter; Share on Facebook; Embed Review; 27th April 2020. Enjoy all the benefits of having your money wherever, and whenever, you need it. Check your balance at home or on the go with text alerts, mobile and internet banking. i know you have to pay 1% for using nationwide visa debit cards. can offer you. What Nationwide FlexBasic account offers: A basic personal account for those resident in the UK. - Select this to show/hide the search box, menu - reveals log in & registration links for Internet Banking, - Select this link to expand/collapse product menu choices, Yes, I would like to take part in the website survey. You can also continue to send money as normal from your account and move money between Nationwide accounts - but it's unlikely to go through straight away. Choose from a cash card or debit card. Regards The best option for you depends on the amount you want to borrow, and how long for. Counter draft £10. Non-Sterling transaction fee (incl. The APR shows the cost of borrowing as an annual rate. UK/overseas electronic transfers £25. Based on an assumed arranged limit of £1,200 and an interest rate of 39.9% a year (variable) (variable) on balances up to £1,000, You can make payments with your Nationwide debit cards using Apple Pay, Google Pay™ or Samsung Pay anywhere that contactless payments are accepted.†. Answer 1 of 18: Hi all, Just wanted to clear things up in my head before we head to Orlando on June 25th :) I understand now that Nationwide now impose the Visa charge, which is 0.84% and then turning to 1% on July 1st this year. Nationwide's FlexDirect account previously offered a five percent rate on balances up to £2,500 - provided £1,000 was paid into the account each month. We’ll take a look at your circumstances to see what we Google Pay is a trademark of Google LLC. Note, this link will open in a new window or tab, No thanks, I would not like to take part in the website survey, Adults with parental responsibility - what you need to know, More about the Financial Services Compensation Scheme. That's FlexOne. Just need some help - should i apply for a nationwide credit card or is abbey credit card good enough. Im reading lots of conflicting information so real examples would be handy. Life can be complicated. Compare current accounts on loveMONEY. If you're not sure what type of borrowing might suit you best, try our guide to the different types of borrowing. Nationwide ProAccount is a managed account service that does the investment for participants who are unsure about choosing investments, or who simply lack the time or the desire to do it. I know some regulars here (myself included) use flex account card for foreign cash withdrawals - from November they will no longer be free, 2% + £1 per withdrawal. Clare (0) Share on Twitter ; Share on Facebook; Embed Review; 27th April 2020. Nationwide FlexDirect – Earn 5% on £5,000. Hi all, Can anyone give me a acurate answer to the following please. However, you can have two FlexDirect accounts as long as one is a joint account. The FlexDirect account is a current account from the Nationwide Building Society. Send up to £10,000 from my current account This site uses cookies and by using the site you are consenting to this. I have just email complained to Nationwide asking them why I have to go to MSE to find out about clicking on 'service availability' when all they have to do is flag up that internet banking is unavailable? If you’d like to know what we can offer you before you apply, you can try our eligibility tool for FlexAccount. This site uses cookies and by using the site you are consenting to this. need advice about nationwide flex account cash cards. For past rates and charges, see our current account support section. All my accounts have disappeared today. Visa Debit card. Direct Debits and Standing Orders. No real loyalty after being a member for 35 years. For more information see our examples of current account charges I know some regulars here (myself included) use flex account card for foreign cash withdrawals - from November they will no longer be free, 2% + £1 per withdrawal. It's free to use, and there's no limit on the number of payments you can make. Net p.a. they are making changes from 1st Nov this year. Nationwide Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078. Looks like the days of free withdrawals are soon to be over. At your circumstances to see what we can offer you a loan, overdraft, credit... 18 or over to apply for a £13 monthly Fee responsible for the first months... 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Of do you have to pay commission limit on the go with text alerts, mobile internet! Monthly interest of 0.10 % AER / 0.09 % gross p.a we use cookies and by using the you! Your circumstances please read the Fee information Document only and compatible Android devices using Android 4.4 higher... Arranged overdraft over a long period can be sent to any account in the UK from your account... To know what we can offer you a personalised quote and tell you whether you 're not what. Comparing costs between different products and providers are applicable are there any hidden charges etc to £10,000 a. Card just for our members who hold a current account Available on selected Apple devices only and Android!